Unify Wealth Management
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The Unify FamilyClient Portals
970.484.9655
Registered Investment Advisor · Fort Collins, CO

Your accountant, your payroll team, and your investment advisor — finally on the same page.

Unify Wealth Management is fee-only, fiduciary investment management for Colorado business owners and serious investors. Fully integrated with Unify CPA and Unify Payroll, so every recommendation accounts for your full picture — not just one slice.

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StandardFiduciaryLegally bound to your interest
CompensationFee-Based OnlyNo commissions, no products
RegistrationSEC-Registered RIAFiled via Form ADV (adviserinfo.sec.gov)
HeadquartersFort Collins185 N. College Ave.
The Unify Difference

Most advisors don't talk to your accountant. We are your accountant.

Three firms. One office. One conversation about your money — instead of three appointments where you become the messenger between professionals who never meet.

Tax-aware investing, automatically.Asset location, loss harvesting, and Roth conversions are designed with your CPA, not in spite of them.
401(k) contributions that actually flow.No reconciling between vendors. Payroll deductions land in plan accounts the same week.
One annual review, three lenses.Tax projection, payroll forecast, and portfolio rebalance — same room, same hour.
Unify CPA
Tax strategy and accounting that informs every investment decision.
unifycpa.com
Unify Payroll
Payroll processing, contributions, and HR compliance for Colorado employers.
unifypayroll.com
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Unify Wealth Management
Fiduciary investment management, 401(k) plans, and retirement planning.
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How can we help?

Whether you're building a business or building your nest egg, we have a path for you.

For Business Owners

The retirement plan you can offer your team — and yourself.

401(k), Safe Harbor, profit sharing, and 3(38) fiduciary management — designed alongside your CPA and integrated with Unify Payroll.

  • Traditional, Safe Harbor, and SIMPLE 401(k) plans
  • 3(38) fiduciary investment management
  • Profit sharing and employer match design
  • Seamless payroll-to-plan contribution flow
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For Individuals

Straightforward investing. No jargon. No commissions.

Diversified portfolios coordinated with your tax strategy. The boring kind of investing that quietly compounds for thirty years.

  • Investment management & portfolio design
  • Retirement and rollover planning
  • Tax-efficient strategies coordinated w/ CPA
  • Estate & insurance coordination
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What it looks like in practice

Three professionals. One conversation about your money.

Most advisors are siloed by design. Ours aren't — because we built it that way.

1

Tax-smart design

Your CPA and investment advisor design the plan together — Roth vs. pre-tax, asset location, contribution timing — maximizing tax benefits from day one.

Lead: Unify CPA
2

Seamless contributions

Match dollars, employee deferrals, and profit-sharing flow through payroll automatically. No reconciliation between vendors. No misposted contributions.

Lead: Unify Payroll
3

Ongoing oversight

Quarterly investment reviews, annual compliance testing, and rebalancing — coordinated with the rest of your financial picture, not in a vacuum.

Lead: Unify Wealth Management
Commission-based vs. Fee-only

How your advisor gets paid determines whose interests they serve.

The commissioned broker

What you usually get
  • Paid by product companies, not by you
  • Recommends higher-cost funds with hidden loads
  • "Suitability" standard — not your best interest
  • Compensation hidden in expense ratios
  • Has never met your accountant

Unify Wealth Management

Fee-only fiduciary
  • Paid directly by you — one transparent fee
  • Recommends the lowest-cost option that fits
  • Fiduciary standard — your interest is the standard
  • No commissions, no kickbacks, no product sales
  • Sits 20 feet from your CPA
Investing principle

The two greatest enemies of the equity fund investor are expenses and emotions.

JB
John C. BogleFounder, The Vanguard Group · The Little Book of Common Sense Investing
Book a callFort Collins, CO

That’s the whole ask.

Book a Call 970.484.9655

Fee-only fiduciary · No commissions · No proprietary funds